The Only Broker You Need. 100% Fix & Flip Financing

No money down. The capital you have been looking for to purchase and rehab, fully funded.

How It Works

Step 1: Submit Your Deal

Send us the property and your numbers. We tell you fast whether it qualifies for 100% financing. No lengthy back and forth.

Step 2: Get Your Terms

We match your deal against our lender network and send you real terms, not a generic prequalification letter.

Step 3: Close and Get Funded

Purchase and rehab funds, both covered. You close, start work, no cash out of pocket.

Hard Money made easy with a broker you can trust.

Here for you, when you need it most.

Everyone Offers 90/100. We focus on 100%.

Most hard money lenders cap you at 90% of purchase, which means bringing cash to the table. We built LAH Funding around a different model: full financing on both purchase and rehab, for investors who'd rather diversify their capital into more deals instead of tying it up in one.

No Money Down on the Deal Itself

Purchase and rehab both financed in full. Standard closing costs still apply, but your capital stays in your pocket, keeping you positioned and ready to move on the next deal!

Built for Volume

Scale your portfolio without limits. Keep your money working so you can move quickly when the next opportunity comes along!

A Niche, Not a Compromise

100% financing is one thing we do, and we do it exceptionally well. It's not a side offering buried among a dozen other programs. It's a core part of what we specialize in, built to help you move faster and keep your capital working.

Private Loan Products

Fix and Flip Loan

Short term funding for the purchase and rehab of a residential investment property

DSCR Loan

Long term financing solutions for 1-4 unit rental properties.

New construction

Simple and fast construction funding with 6-12 month term lengths

Investor Stories

I closed on a duplex in under two weeks with zero cash out of pocket for purchase or rehab. That freed me up to put my own capital toward my next deal instead of sitting in this one. Example

R. Martinez
Investor

Most lenders wanted 10% down plus rehab reserves. Lending A Hand funded both in full, and the process was straightforward from application to closing. Example

T. Coleman
Investor

I've done a handful of flips and this was the first time a lender covered the whole project, purchase and renovation. It changed how many deals I can run at once. Example

J. Alvarez
Investor

I was tired of piecing together funding from two different lenders for purchase and rehab. Having it all in one loan, fully financed, made the whole project simpler to manage. Example

D. Whitfield
Investor

They funded 100% of my last flip, purchase and rehab both, and closed fast enough that I didn't lose the deal waiting on financing. Example

S. Okafor
Investor

100% Financing (FAQs)

1.) What exactly does "100% financing" cover?

This covers 100% of the purchase price and rehab budget. Your only out of pocket costs up front would be closing Costs!

2.) Do I need a perfect credit score to qualify for 100%?

Not at all. We partner with multiple top-tier lenders who accommodate a wide range of credit profiles. Many of our clients are surprised by the favorable terms they qualify for.

3.) Will checking my options affect my credit score?

No. The initial pre-qualification process uses a 'soft pull' which has zero impact on your credit score. A hard inquiry is only performed if you choose to move forward and finalize the loan.

4.) Are there hidden fees or early payoff penalties?

Transparency is our priority. Is there a cost to 100% financing? Of course, but we disclose this up front with no surprises down the road and no pre-payment penalties either!

5.) How quickly can you close?

The application process is completely digital and takes less than 48 hours. After that it only takes 7-10 business days to close on your next project.

Can I get 100% financing for New construction if I don't own the land yet?

Yes, we have an option to finance bot 100% of the purchase price and the full construction budget.

Why would my deal NOT qualify for 100% financing?

If your combined purchase price and rehab budget equal over 75% of the ARV, you would not qualify. In these situations we will negotiate on your behalf to maximize leverage, often only needing you to bring 1-3% of the purchase price to close!